About you
Wealth management
Good investment planning is about your life goals, not your bank balance
Done properly, investing your money for the future can help you to achieve more of your life’s great ambitions.
Our seasoned professionals can help you identify the level of investment risk you’re comfortable with, and devise a strategy that meets this.
With our expert encouragement, you’ll develop the patience and discipline needed to grow your wealth, and enjoy lasting happiness as a result.
Balancing the costs of funds correctly
In the world of investing, the only factor that can be controlled is the cost you pay for an investment fund. But low cost doesn’t necessarily mean better returns every time.
Our advisers will work closely with you to understand your requirements and any investment preferences. Our advisers will then select the most suitable funds to strike the right balance between good value and good performance.
Using our experience to your advantage
Having a good knowledge of the investment groups, their fund range, and key positioning across their fund offerings is essential in today’s ever-changing geopolitical and economic landscapes.
Our highly experienced investment committee meets regularly to review and implement any necessary changes to our approach.
Building a well-diversified portfolio
In each type of asset you might invest in, there are a number of sectors that are likely to perform differently over time. Diversification within an asset type can help to reduce risk and volatility.
Your dedicated adviser will ensure that the portfolio built for you is suitably diversified to deliver on your aims.
Choosing the right investment styles
Whether the fund you invest in is passive (index-tracking) or active (trying to beat the benchmark or average return) will have a bearing on the end result.
In our view, a blend across both types is usually favourable. Our deep collective experience means we know how to create an appropriately blended portfolio.
The service we have received from Peter and FMS over the years has been outstanding – responsive, professional, trustworthy, often going beyond the call of duty.
Our investments have done pretty well too!
I would and do recommend Peter and FMS to anyone looking for personalised and professional financial advice
I have no hesitation in recommending FMS Sevenoaks as a small and friendly firm of independent financial advisers who look after clients on a personal level. They give those clients the reassurance and knowledgeable financial advice that is sought in an ever-demanding and changing environment.
Graham has provided a structured and clearly set out retirement income strategy that enabled us to meet our objectives of gifting money to our children and also restructuring a retirement income more tax-efficiently. We both agree his advice has been first class based on his excellent knowledge of the financial markets.
As a customer with FMS for decades I've always been comfortable with the service they provide and confident about the advice they give me. It's been a long-term relationship - and that's what you need in a financial adviser.
Financial Management Services (FMS), and specifically Peter Collinson, have been advising us on our family finances for over 15 years. From the first telephone conversation, and subsequent meeting, my wife and I both felt that Peter was the sort of person we could work with. We have recommended FMS to friends and other family members. Anyone who has taken up their services has also been pleased with the results. I would highly recommend FMS to anyone looking for an independent financial adviser.
Pensions and tax are complex. when I contacted Graham, at FMS, after our initial discussion, which went into far more detail than any others I’d had, gave me confidence that they could help me achieve my requirements, and feeling I was left with a far clearer understanding of all my options. I left our first meeting with confidence that I had engaged with the right financial adviser. I am now planning for the future with Graham with confidence and have a lifetime plan in place.
Your journey
Our experienced advisers are here to guide you through your journey towards financial freedom. This can be a lifelong process, but it starts with five simple steps.
