About you
Facing significant
change
Life is full of change, but you don’t need to face it alone
Selling your business, experiencing a bereavement, or receiving an inheritance are just some of the life changes we’ve helped our clients to navigate.
These life events can be extremely challenging, but you can rely on our advisers to support you through them and help you take your next steps with confidence.
Selling your business
Selling your business after many years at the helm can be both rewarding and daunting in equal measure.
We can help you to make the best use of the proceeds of the sale so that they enable you to achieve your long-term goals and support you through your retirement.
Experiencing a bereavement
Losing a loved one is one of the most difficult experiences you’ll go through, and it often requires you to make difficult decisions.
We can support you in making the necessary arrangements with your money, reducing your financial stress during this challenging time.
Receiving an inheritance
Receiving an inheritance can be overwhelming and emotional. It might be difficult to know how to make the best use of your windfall.
We can help you to understand your options so that you can make the right decision for you and your family.
Making big decisions about your future
If you’re going through a significant life change or event and aren’t sure how to manage your money through it, we can help.
Our advisers have a wealth of experience and technical knowledge to support you through life’s ups and downs and find the answers to your questions.
The service we have received from Peter and FMS over the years has been outstanding – responsive, professional, trustworthy, often going beyond the call of duty.
Our investments have done pretty well too!
I would and do recommend Peter and FMS to anyone looking for personalised and professional financial advice
I have no hesitation in recommending FMS Sevenoaks as a small and friendly firm of independent financial advisers who look after clients on a personal level. They give those clients the reassurance and knowledgeable financial advice that is sought in an ever-demanding and changing environment.
Graham has provided a structured and clearly set out retirement income strategy that enabled us to meet our objectives of gifting money to our children and also restructuring a retirement income more tax-efficiently. We both agree his advice has been first class based on his excellent knowledge of the financial markets.
As a customer with FMS for decades I've always been comfortable with the service they provide and confident about the advice they give me. It's been a long-term relationship - and that's what you need in a financial adviser.
Financial Management Services (FMS), and specifically Peter Collinson, have been advising us on our family finances for over 15 years. From the first telephone conversation, and subsequent meeting, my wife and I both felt that Peter was the sort of person we could work with. We have recommended FMS to friends and other family members. Anyone who has taken up their services has also been pleased with the results. I would highly recommend FMS to anyone looking for an independent financial adviser.
Pensions and tax are complex. when I contacted Graham, at FMS, after our initial discussion, which went into far more detail than any others I’d had, gave me confidence that they could help me achieve my requirements, and feeling I was left with a far clearer understanding of all my options. I left our first meeting with confidence that I had engaged with the right financial adviser. I am now planning for the future with Graham with confidence and have a lifetime plan in place.
Your journey
Our experienced advisers are here to guide you through your journey towards financial freedom. This can be a lifelong process, but it starts with five simple steps.