About us
For us, it’s all about you
We’re not the biggest financial planning firm in the country, but this means we can get to know each of our clients personally, supporting them over the long term.
We understand that you may be facing some difficult choices. It’s our job to simplify things and help you choose what’s right for you.
Chartered status
explained
FMS Sevenoaks is a Chartered firm, which means our advisers offer the gold standard in financial planning to help you achieve your goals. Learn what this means for you.
Are you regulated?
We are directly authorised and regulated by the Financial Conduct Authority (FCA). Our FCA number is 463221.
Please visit our entry on the FCA Register to learn more about this.
What do I need to bring to an initial meeting?
It would be useful for you to have details or copies of:
- Your most recent bank statements
- Your most recent pension statement
- Life insurance, income protection or critical illness cover you have in place
- Your State Pension forecast and National Insurance record (this can be obtained from your Government Gateway account)
- Details of your income (sources and amounts) and expenses
- Your will and any Lasting Power of Attorney documents
Your driving licence and passport.
Do you charge VAT?
FMS is VAT-registered, and our services are generally exempt from VAT. There are some exceptions though.
For example, if you require a one-off review or specific consultancy advice that doesn’t require a financial product recommendation, VAT will be applicable at the standard rate.
FAQs
If you have any questions about meetings, fees, or the advice we can offer, find the answers to the most commonly asked questions here.
